Real Estate Owned and Foreclosure Appraisals in Merced County

For a house in foreclosure, you would be wise to know the difference between the market and a "quick disposition" price to know your likely charge-off liability. The professionals at Havel Appraisals can provide both snapshots of market value for our mortgage servicing clients, as well as "quick sale" forecasts that take into account your time line.

	The professionals at Havel Appraisals have the expertise to handle the specific dynamics of a foreclosure appraisal. For a company you can trust, contact Havel Appraisals.

Owners of houses in foreclosure, of course, can present particular challenges: They may be unwilling to allow an inspection of the property. If they moved out of the house already, they may have neglected care of the home for quite awhile - or unfortunately, damaged the home.

For a home that has changed to bank owned, you probably will want to get rid of it quickly. But you might want to understand and compare the concepts of "as-is", "as repaired", and "quick sale" values. These symbolize:

• The value of the house without any repairs done to it
• Value with the repairs needed to make the property marketable at full market value - commensurate with competing houses in the area
• With minimal investment in repairs - to sell the property quickly, possibly to someone inclined to finish the job themselves